Scotiabank Credit Cards Review Canada
Make the most of the card by planning to cash out your balance during the 6-month promotional period. Compared to the current rate of $29.99, a cash advance of $19.99 on your credit card balance and a promotional coupon of $0.99 on the card for 6 months will save you a lot of interest and fees. Scotia Momentum (r) Visa Infinite Card is our most popular Scotiabank Cash Card: Visa Momentum (r) Apply Now: Scotia Momentum (r) The Visa Infinite Card is our most popular: Scotia Bank credit card for cash.
There is an introductory interest rate of $7.99 for the first 6 months and $19.99 thereafter if you miss one or two payments in the first few days of the card. To make the Scotiabank Value Visa a winner, you will receive an optional wire transfer and pay 0.99% interest for six months.
It is easy to increase the value by setting up your recurring invoice payments on this card. The Scotiabank Gold American Express Card offers 40,000 bonus points up to $400 when you travel for the first year. In addition, for every $1 spent at eligible grocery stores, restaurants and entertainment stores and on daily transit purchases such as buses, subways, taxis and more, you can earn 2x Scotia Rewards (r) points with this card.
The card has no foreign transaction fee, which is nice for a lifestyle card marketed to travellers. American Express does not issue it, but it operates through the AMEX payment network. Its legitimate AMEX benefits provide credit cardholders with timely benefits when making small purchases and returning home in the summer.
Scotiabank, also known as the Bank of Nova Scotia, offers a variety of 18 different credit cards that offer various benefits, including travel rewards, cash, low-interest rates and no annual fee. So whether you are looking for the best cashback credit card, travel credit card, annual fee card or business credit card, a Scotiabank credit card will suit your needs. If you’re in the market for a travel-friendly reward credit card or want a cashback card generous enough to earn in all categories and suit your daily spending habits, this is the credit card for you.
Scotiabank Annual Fees card fees apply to the Scotiabank Value Visa Card ScotiaBank offers more than one credit card with annual fees. Still, my favourite has always been the fee-free Scotiabank Visa Card.
VisaCard offers a low-interest rate of 12.99% on purchases, cash advances and transfers. The lowest introductory card without an annual fee is Mastercard’s Scotiabank’s Momentum (r). It includes a 25% discount on Avis car rental. The Scotiabank Visa Infinite Card (r) – -GM (R) offers the chance to -GM (GM, GMC, Chevrolet, Buick, Cadillac) fans to earn money back on their purchase prices and lease payments on their vehicles.
If you spend little, this offer is a great way to maximize your return and earn flexible travel rewards. Depending on the card you use, you can earn travel, film and cashback rewards. Extra perks such as currency fees and lounge access are important for some people, so check what the card offers.
The Scotiabank Passport Visa Infinite Card offers exclusive benefits, including no foreign transaction fees, free access to the airport lounge and booking and redeeming your next getaway through Scotia Rewards Travel Service, a concierge service designed to help plan your trip, restaurant reservations, tickets and much more. If you don’t care about travel rewards, consider the Scotia Momentum Visa Infinite card, as it is one of Canada’s best cashback card networks. Scotiabank American Express Card – With the Scotiabank America Card – You earn Scotia Rewards points for each dollar you spend on everyday purchases and redeem when booking a trip in advance.
Visit Scotiabank (r) Gold American ExpressA (r) Card $120 5 points ($1 for groceries, restaurants and entertainment; 3 points (1 for gas, daily transportation and streaming services; 1 point for each $1); Scotiabank PassportAC Visa Infinite Card $139 2A Scotia RewardsA points (grocery, restaurants, entertainment and daily transit) + 1A Canada rewards.
Scotia Momentum Business Visa credit card repays 3% cash on the first $50,000 you spend every year at gas stations, restaurants, office supplies stores and recurring invoices. With the low-cost Scotia Value Visa card, you can save even more money, as the interest rate on purchases with a cash advance is 1.699%. The Canada Momentum No-Fee Visa Card offers 1% cashback on fuel, groceries and drugstore purchases, and recurring payments.
With this credit card, you do not have to pay any interest or fees if you choose to pay the full balance on time each month. Cash rewards accumulate over 12 months, starting with your December statement and issuing balances on your November statement each year. Before you panic about where your rewards are going, remember that Scotiabank distributes welcome bonuses in cash as well as regular rewards.
If you have a US dollar bank account, you can pay off your card directly from that account to deal with the exchange rates. For example, say you use the Scotia Learning Visa Card as a student for a year and spend an average of $200 a year. The card associated with the account earns money back on purchases made on the card marked on the statement.
When you pick up a Scotiabank Gold or Amex, you all want to have a debit card as a backup fee credit card or Visa Mastercard in your wallet if a merchant does not accept it. Since ScotiaBanks only charges foreign transaction fees, the Scotiabank Passport (TM) and Visa Infinite cards apply, and they are great credit cards for frequent travellers.