Scotiabank Passport Infinite Visa
The Scotiabank Pass Infinite Visa is one of Scotiabank’s best credit cards available.
However, you can still redeem points for other non-travel goods and services, including gift cards, technical gadgets and credit card billing. For example, if you spend $1,000 in the first 3 months of ownership, you will earn 30,000 points and a $300 sign-up bonus that you can use for travel, merchandise and more. You can earn an additional 10,000 Points per year by spending $40,000, which is a higher threshold than your efforts to spend with other cards.
There is no annual fee, but you will have to pay $139 to access the perks and benefits that the Reward Card offers. The annual fee for the first year includes an additional card with 5x Scotia Rewards points for travel within the first 3 months, $2,500 for total travel purchases and 30,000 bonus points when offers are made. Offers may be changed, cancelled, extended or not combined with other offers.
As a Scotiabank Passport Visa Infinite credit cardholder, you are eligible for an annual bonus of 10,000 Canada Rewards Points when you spend up to $40,000 on everyday purchases in your Scotiabank Passport account. $139 ($19.99 cash advance or $22.99 additional card) 0% off the first 50 additional award points Earn 2 Canada award points (1 per issue) for eligible groceries, restaurants, public transport and entertainment Earn 1 Canada award point for every $1 welcome bonus spent Earn up to 30,000 Scotia award points in the first year. In addition, for a limited time, when a new Scotiabank Passports Visa Infinite credit card is opened, you can earn up to 3,000 Bonus Canada Rewards Points on your first 1,000 Daily Purchase within the first 3 months.
The Scotiabank Passport Visa Infinite Card is Canada’s best travel card offering the elusive foreign transaction fee, a $400 sign-up bonus and a host of other rewards and benefits. When writing, the card offers 25,000 bonus points if you spend $1,000 in the first three months on purchases. You don’t need to book your trip through Scotiabank Travel Portal, but you can also use points to it and top up your card, making it easy to use points for significant travel discounts.
Over the years, many credit cards have not introduced foreign transaction fees as a standard, and Scotiabank Passport Visa Infinite was one of the first to emerge from the gate. With a credit card, you get the added security of a PIN to protect your purchase and earn rewards for your spending. The Visa Infinite card is one of the few travel cards from a major bank that does not charge foreign transactions fees, and its Priority Pass membership and insurance features are nothing to scoff at.
If you are an avid traveller looking for a credit card that allows you to not only earn and redeem points for travel but also with several other travel-related benefits, the Scotiabank Passport Visa Infinite is worth considering. If you’re smart about using your credit card, you can earn points, rewards and miles. In addition, if you use it for everyday purchases such as groceries, restaurants and entertainment, you will receive points and rewards.
One of the card’s benefits is a free Priority Pass membership, six free tickets and one Priority Pass for the airport lounge. One of the most notable benefits of the free Priority Pass is that membership includes six lounge visits per year, while most premium award cards offer only four annual visits. In addition, the Visa Infinite program is also available on the card giving them access to a Visa concierge who can help them get tickets to shows and travel and restaurant reservations.
That’s right, and you don’t have to pay fees for foreign transactions, which makes this a perfect card for frequent travellers. Consider the 2% award rate, 2% Canadian award points you receive for every dollar you spend on groceries, restaurants, entertainment, transportation and $379 in the lounge, and you have a travel card that solidifies your inclusion on the list of Canada’s best travel cards. Although the earning rate is not that high compared to other travel reward credit cards, I have the feeling that the Visa Infinite is a good card considering all these advantages and the fact there are no foreign transaction fees.
Alternatively, if you are looking for a credit card without Forex fees or annual fees, you should consider the stacked Mastercard Rogers World Elite or Mastercard Home Trust Preferred Visa. The Scotia Passport Visa Infinite card includes all the common travel insurance you would expect from a wide range of bank visas, including cancellation and interruption of emergencies and medical travel, flight delays, lost or delayed luggage, accidents, loss and damage to rental cars, hotel burglaries, etc. A review of the Scottish passport shows it is high on my list of the best credit cards for travel and foreign transaction fees in Canada.
If your travel health insurance is covered, if you travel for 25 days or less and over 65, this is significant, as many other travel insurance credit cards only offer 15-day coverage. One downside is that signing up for 30,000 Scotia Rewards points (you must spend $1,000 in the first three months to get the card) includes the first year of annual fee exemption, as other cards do.
The annual fee of $139 is above the average of $120 for most travel cards of this calibre and other credit cards on the market. However, it is still higher than similar rewards in this Scotia Scotia Momentum (r) Visa Infinite Card and the new American Express Cobalt (R) Card. In addition, if you spend more than $5,560 on foreign purchases in a year, you save money by applying and using Canada passports – this amount is 25% cheaper than the $139 that you would pay with most other credit cards.